A history of on time payments and moderate use of credit card accounts, along with other factors, helps build a good credit history.  Your activity on a East West Bank Secured Card is reported monthly to Experian, one of the three major Credit Reporting Agencies (CRAs) in the U.S.  Your usage of the East West Bank Secured Card and payment history can help to build your credit score¹. 

Disclaimer:

1. We may report information about the status and payment of your Account to credit reporting agencies and other creditors.  East West Bank will report this information using the available personal identifying information you have provided to us or provide to us at a later date.  However,based on your overall credit profile, we cannot guarantee the credit reporting agencies will develop a credit score if your overall credit profile is limited. You can learn more about how we report Credit in your Secured Visa® Classic Credit Card Agreement.